THE CONCEPT OF ENTERPRISE IN THE DIGITALIZED SOCIETY: REFERENCE TO FINTECH’S

Abstract

The study aims to present a comprehensive conceptualization of enterprises within the digitalized society, demonstrating that corporations' transcendence beyond technological utilization in goods and services provisioning constitutes a characteristic that assimilates novel concepts while remaining intrinsically dependent on classical juridical frameworks for corporate regulation. As an illustrative example of this business domain transcendence, the research introduces the contemporary significance of the term "financial technology" (FinTech) within financial markets and industry, exploring its origins and transformative potential for the financial system. Subsequently, the study explicates the driving and constraining factors influencing FinTech phenomenon growth, critically examining recent global studies regarding the magnitude and implications of this expansion, alongside its impact on financial markets and consumer behaviors within traditional banking activities, with specific considerations for the Spanish context, particularly focusing on potential [self]regulatory models.